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Wednesday, October 23, 2019

How to Open a Saving Account in the ICICI Bank?

How to Open a Saving Account in the ICICI Bank?


Hey readers, you have visited at the right place, if you want to know how to open a saving account, steps to open saving the account. This article will gonna try to solve your all queries related to the bank and their account opening. You should have a concern related to your account that you are going to open and firstly you should want to know about the bank. So, We will start with a brief description of ICICI Bank.

What is ICICI Bank?




ICICI Bank Ltd. is an Indian multinational banking and financial services providing company. It's headquartered is in Mumbai, Maharashtra with the registered office in Vadodara, Gujrat. As per March 2018, the bank has made its network of 4867 branches and 14367 ATMs across India and has a presence in 17 countries including India.
The ICICI Bank is one of the fourth big banks in India. The Bank has it's subsidiaries in the United Kingdom and Canada. Its branches are in the United States, Singapore, Bahrain, Hong Kong, Shri Lanka, Qatar, Oman, Dubai international finance center, China and South Africa. The representative office is in the United Arab Emirates, Bangladesh, Malaysia, and Indonesia.

What is the Eligibility Criteria to open saving account in ICICI Bank?
         
    The applicant should be a citizen of India to be eligible to open an account in ICICI bank.
    Applicant should be 18 years and above to become eligible for account opening, except in the case of minor account. In the minor account, an applicant can open an account on the behalf of their parents.
    The applicant should have all the KYC documents that are government approved.
    Once all the processes completed than the applicant should make an initial payment to activate the account.

What is the Document requirement to Open Bank Account in ICICI Bank?


    Proof of Identity - Aadhaar Card, PAN Card, Driving Licence, Passport, Voter's ID Card.
    Proof of Address - the Electricity bill, DL,
Aaadhaar Card, passport visa, Ration Card, Bank Statement Or Passbook, etc.
    PAN Card (Form 16 is required if the PAN Card is not available).
    Two Latest Photographs.

What are the steps to Open Saving Bank Account in ICICI Bank?



    The applicant has to visit Bank if wanted to open an account in offline mode and at the webpage protocol of ICICI Bank if wanted to open an account in Online mode.
    Choose the savings account which you want to open.
    Ask the executive for account opening form and fill in the form and if are opening online than fill in the form online.
(Note: All the field are necessary to avoid rejection of the form)
    When the form is filled completely than make sure and ready all your KYC Documents in both mode.
    Once the KYC Documents are ready and form filled than you have to submit the form along with KYC documents in both modes. In the case of the offline mode, you have to submit the form to the bank executive and in the case of the online mode, you have to submit online.
    Once the form and documents are submitted bank executive will verify your documents in offline mode and in the online mode, most of the things verify digitally.
    Once the verification process is over the account holder now have to make an initial payment to activate the account according to the account type in both modes.
    If all the process completed bank executive will handover you all your bank related documents in the case of online mode an executive will visit your doorstep and handover you.
If all the process is completed, congratulations you can enjoy all the benefits of this bank and make a transaction. 

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